Car accidents are a possibility every driver needs to keep in mind, as they can happen anytime and anywhere. According to the National Highway Transportation Safety Administration (NHTSA), a large proportion of all accidents involve factors that are completely out of a driver’s control, such as getting rear-ended, side-impact crashes, and run-ins with wild animals. […]
When a driver in South Carolina is convicted of certain traffic offenses, he or she incurs driver’s license penalty points. For example, reckless driving or speeding more than 25 miles per hour above the limit results in a six-point penalty. Operating on the wrong side of the road or following too closely earns a driver […]
History, culture, exceptional cuisine, and natural beauty are just a few of the things people love about living in South Carolina. In between the majestic mountains and beautiful coastline, the state also has some of the best recreational lakes in the Southeast covering over 630 square miles. When you’re looking for a place for a […]
When you buy a home insurance policy, you assume that if your dwelling or personal property suffers damage, the insurance company will cover the loss. Many people are surprised when they file a claim and find that the insurance company won’t cover the cost. Often, this is because the policy excludes the coverage of specific […]
Comprehensive car insurance covers you if your car is stolen or damaged by weather, flood, fire, falling objects, a collision with an animal, or a riot or civil disturbance. Comprehensive coverage isn’t required by any state, including South Carolina, but if you have a loan on your vehicle, your lender may require you to carry […]
It probably seems like every time you turn around you’re paying for some insurance bill, whether it’s for auto, home, health or life insurance. Unfortunately, even coverage that isn’t required by law just makes good sense. One example is homeowner’s insurance, which pays you if your home is damaged or destroyed. Homeowner’s insurance is quite […]
Owning a motorcycle is a fun and liberating attainment. However, before you head out on a road trip, it’s essential that you take all the necessary safety precautions. In addition to wearing safety gear and a helmet, it’s also crucial to carry the adequate motorcycle insurance coverage. The premiums on a motorcycle policy can get […]
Your credit score and home insurance score are both statistical calculations taken from information on your credit report. The company inserts into an algorithm provided by FICO to arrive at a number that becomes your score. Despite these similarities, the two scores differ in the information considered to calculate the numerical value and the way […]
Home insurance is an expensive, but necessary, type of insurance. It’s essential for protecting your investment against multiple types of damage and may even be required if financing your home. Though a homeowner’s policy offers excellent protection against many perils, you might be surprised and frustrated to file a claim that gets denied. Here are […]
If you’re in the market for a new home, you’re likely educating yourself about homeowner’s insurance options and researching which one will be the best fit for you. But have you taken the time to consider if you will also need flood insurance for your new home? A standard home insurance policy does not include […]
