homeowners' insurance Archives

Home Insurance Exclusions | What the Typical Policy Does NOT Cover

When you buy a home insurance policy, you assume that if your dwelling or personal property suffers damage, the insurance company will cover the loss. Many people are surprised when they file a claim and find that the insurance company won’t cover the cost. Often, this is because the policy excludes the coverage of specific […]

Home Insurance Terminology Every Homeowner Should Know

Whether you are a new homeowner in need of homeowners’ insurance or you are considering switching companies, it’s important to know your options. Even more important is understanding the terminology common to home insurance policies. Understanding the legal jargon will help with everything from reviewing policy selections with your agent to filing a claim in […]